Personal Loans

Review offers from 2 lenders to find the ideal one for your needs.

Kredito24.in
Instant cash loans
0% up to 40 000 ₹
max 40 000 ₹
22 - 75
5 minutes
Soscredit.in
Online Loans
0% up to 40 000 ₹
max 40 000 ₹
22 - 75
15 minutes

Information about lenders

Kredito24.in - Oneclickmoney Techplus Private Limited

Address: ILD Trade Centre, Badshahpur Sohna Rd Hwy, D1 Block, Malibu Town, Sector 47, Gurugram, Haryana 122018

Phone number: +91 124 692 0540

E-mail: care@kredito24.in

Max APR: 912%

Term: 62 days - 6 months

Age: 22 up to 75

Loan of ₹ 3 283.20 for 3 months, monthly payment ₹ 2 079.36, total amount ₹ 6 238.08, annual percentage rate APR 107.94%.

Soscredit.in - Soscredit

Address: India

Phone number: -

E-mail: info@soscredit.in

Max APR: 35.99%

Term: 3 months - 1 year

Age: 22 up to 75

Loan of ₹ 40.000 for 6 months, commission ₹ 7.866, total amount ₹ 47.198, annual percentage rate APR 35,99%.

Personal Loans 

Are you grappling with unexpected expenses or planning a major life event like a home renovation? Creditsms.com is your dedicated partner in turning aspirations into achievements with tailored personal loan options. We understand that everyone’s financial needs are unique, and our mission is to empower you with a wide range of personal loan choices from reputable Indian lenders. 

Why Choose Creditsms.com for Your Personal Loan? 

  • Wide Selection: Access a diverse array of personal loans to find one that fits your specific needs. 
  • Informative: Our platform provides detailed information to help you understand various loan options. 
  • User-Friendly: Navigate through our offerings easily, whether you’re at home or on the go. 

Flexibility and Versatility:  

Personal loans are incredibly versatile, suitable for numerous financial situations including educational expenses, medical emergencies, or starting a new business. They offer the flexibility to choose your loan amount and repayment term, making it easier to manage your finances without disclosing how you plan to use the funds. 

Understanding Costs with Annual Percentage Rate (APR):  

The APR is crucial in understanding the total cost of your loan. We encourage comparing APRs across different lenders through our platform to ensure you get the best deal possible, with full transparency from lenders. 

Refund Explanation: 

Imagine borrowing loan of ₹ 40.000 for 6 months, commission ₹ 7.866, total amount ₹ 47.198, annual percentage rate APR 35,99%. 

Personal Loan Application Process: 

  1. Compare Offers: Use Creditsms.com to review and compare different personal loan options available. 
  2. Online Application: Select the offer that best suits your needs and fill out the online application on the provider's website. 
  3. Approval Waiting: Ensure you understand all the terms and conditions before accepting the loan. 
  4. Receiving Funds: Once approved, the money will be directly deposited into your bank account. 

Eligibility Criteria: 

  • Age Requirement: Must be at least 18 years old. 
  • Documentation: Necessary documents include Aadhaar and PAN cards, along with a recent bank statement. 
  • Contact Information: Accurate contact details are crucial for efficient communication. 

Consequences of non-repayment:  

Failing to repay your loan can have severe implications: 

  • Credit Score Impact: Late payments can significantly decrease your credit score. 
  • Debt Accumulation: Missed payments lead to higher interest and fees. 
  • Collection Actions: Non-payment may result in collection efforts from agencies. 
  • Legal Consequences: In extreme cases, legal action might be taken by lenders. 

To avoid these risks, it is essential to manage your loan responsibly and communicate with your lender if you face financial difficulties. 

At Creditsms.com, we do not offer loans directly but provide a comprehensive comparison tool to guide you in making informed and responsible borrowing decisions. Explore our platform today and take a step towards fulfilling your financial needs.