Creditsms is a credit comparison platform in Kenya that helps individuals compare and choose the best loan options based on their financial needs and repayment capabilities.
You must be at least 23 years old to apply for a loan through Creditsms.
Yes, having a steady income is vital for ensuring regular repayments and increasing your chances of loan approval.
No, Creditsms services are exclusively available to Kenyan residents.
A working phone number is essential for communication throughout the loan application and approval process.
A national ID is mandatory to complete the loan application process on Creditsms.
To provide you with an example loan calculation, let's say you borrow 10,000 KES for half a year with the Annual Percentage Rate (APR) of 365%. In this case, your monthly payment would be around 3,818 KES, and the total loan repayment amount would be 22,905 KES.
You can compare loans by entering your loan amount, preferred repayment period, and reviewing the options based on interest rates, repayment terms, and other factors provided by different lenders.
If you encounter any issues with your loan application, you can contact Creditsms customer support for assistance. Make sure you have your application details ready for a quicker resolution.
To increase the chances of your loan application being successful, ensure that you meet all the eligibility criteria, have a steady income, provide accurate information, and maintain a good credit history.
If you have any other questions or need further assistance, please contact our customer support team. We're here to help!