Online Loans

Compare and choose one of 1 lenders.

Lendplus.ke
Loans in 15 minutes
up to 15,000 KES
max 50,000 KES
23 - 62
15 min.

Information about lenders

Lendplus.ke - Aventus Technology Limited

Address: Rhapta Heights, 1st Rhapta Road, Nairobi, Kenya

Phone number: 0709-029-000

E-mail: customer@lendplus.ke

Max APR: 803%

Term: 62 days - 1 year

Age: 23 up to 62

Loan of 15,000 KES for 12 months, monthly repayment 10,059 KES total amount 120,708 KES, annual percentage rate APR 803%.

Online Loans with Creditsms 

In today's fast-paced world, financial needs can arise at any moment. Creditsms provides a seamless way to compare and secure online loans in Kenya, ensuring you have quick and easy access to the funds you need, right when you need them. 

Common Needs for Online Loans 

Here are some common reasons why people seek online loans: 

  • Emergency Medical Expenses: Unexpected medical bills that require immediate payment. 
  • Home Repairs: Urgent repairs needed to maintain safe and livable home conditions. 
  • Car Repairs: Sudden vehicle breakdowns needing prompt fixing. 
  • School Fees: Urgent need to pay school fees to continue education without interruption. 
  • Utility Bills: Overdue utility bills that need to be cleared to avoid service disruption. 

Eligibility Criteria 

To apply for an online loan through Creditsms, you must meet the following criteria: 

  • Age Requirement: You must be at least 23 years old. 
  • Steady Income: A stable income is crucial for ensuring regular repayments and improving your chances of loan approval. 
  • Residency Requirement: Our services are exclusively available to Kenyan residents. 
  • Contact Details: A working phone number is essential for communication throughout the loan application and approval process. 
  • Identification: A national ID is mandatory to complete the loan application process. 

Example Loan Calculation 

To provide a clear understanding of what to expect, let’s consider an example loan calculation. Suppose you borrow 10,000 KES for half a year (6 months) with an Annual Percentage Rate (APR) of 365%. Here’s how the repayment would look: 

  • Monthly Payment: Approximately 3,818 KES 
  • Total Loan Repayment Amount: 22,905 KES 

This example illustrates the importance of understanding the terms and conditions associated with online loans, including interest rates and repayment schedules. 

Why Choose Creditsms for Online Loans? 

  • Convenient Access: Our platform allows you to apply for loans from the comfort of your home or anywhere you have internet access, providing maximum convenience. 
  • Transparent Comparisons: Creditsms offers transparent comparisons of different lenders, enabling you to choose the best loan option based on interest rates, repayment terms, and other key factors. 
  • User-Friendly Interface: Our platform is designed to be intuitive and easy to navigate, making the loan application process quick and straightforward. 
  • Reliable Support: Our customer support team is ready to assist you at every step of the loan application process, ensuring a smooth and hassle-free experience. 

How to Apply for an Online Loan 

  1. Compare Loan Options: Enter the loan amount and preferred repayment period to view a range of loan options from various lenders. 
  2. Choose the Best Loan: Compare the interest rates, repayment terms, and other factors to select the best loan that fits your needs. 
  3. Complete the Application: Fill out the application form with your personal details, including your national ID and working phone number. 
  4. Submit and Await Approval: Submit your application and await approval. Once approved, the funds will be disbursed to your account promptly. 

Creditsms is dedicated to providing you with the most efficient and reliable online loan solutions in Kenya. With our easy-to-use platform and comprehensive loan comparisons, you can secure the financial assistance you need without unnecessary delays.