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Terms of Use

Terms of Use for Creditsms 

Welcome to Creditsms! Our platform offers a lender comparison service that is governed by the following terms of use. These terms outline the rights and responsibilities of both the users and our platform and provide important information about our liabilities. Users must read and agree to these terms before utilizing our services. 

Key Provisions of Our User Agreement: 

  1. Website and Service Overview: 

  • Creditsms allows users to compare various loan options from multiple lenders. 
  • Our service is designed to help you find the best loan offers that match your financial needs. 

  1. Usage Restrictions: 

  • Users must not post unlawful or infringing materials on the site. 
  • Our platform should be used solely for lawful purposes in accordance with the terms laid out. 

  1. User Content Responsibility: 

  • Users are fully responsible for the information they publish, including personal data or information related to third parties. 
  • Our company is not responsible for user-generated content on the site. 

  1. Amendments to the User Agreement: 

  • We reserve the right to modify these terms at any time. 
  • Continued use of our site after changes implies acceptance of the new terms. 

  1. Non-Liability of Our Company: 

  • While we strive to provide accurate and useful information, we are not liable for the actions taken based on the information from our site. 
  • We are not liable for the terms of the loans provided by lenders or for any issues arising from loan agreements. 

  1. Informational Purpose: 

  • All content provided on Creditsms is for informational purposes only and should not be construed as an offer or solicitation for loan products. 
  • We are not a financial service provider or a lender. 

  1. Copyright and Site Integrity: 

  • All content on Creditsms is copyrighted and any unauthorized use is strictly prohibited. 
  • Users are expected to respect the site's integrity and comply with all usage terms. 

  1. Third-Party Sites and Links: 

  • We are not responsible for the content or accuracy of any linked third-party sites. 
  • Usage of third-party sites is at the user's own risk. 

Compliance and Legal Measures: 

  • In case of use violation, we may restrict access and take necessary legal actions to protect our platform. 

Feedback and Assistance: 

  • If you have any questions or need assistance regarding our services or website usage, please do not hesitate to contact us through the channels provided on our site. 

We encourage all users to review these terms regularly to stay informed about their rights and obligations when using Creditsms.