Privacy Information

At Creditsms.com, your privacy matters to us. We are dedicated to safeguarding your personal data and ensuring that your information is handled securely and transparently. This Privacy Policy explains how we collect, use, disclose, and protect your data when you use our loan comparison services in Malaysia.

Data Collection

We collect personal information to enhance your experience and deliver tailored services. This includes:

• Personal Information: Names, email addresses, and browsing activity provided through forms, cookies, or other means.
• Automatically Collected Data: When you access our platform, we may gather details such as IP address, browser type, device details, location, hardware and software configurations, and browsing patterns before and after visiting our site.

Purpose of Data Use

We use the collected information to:

• Service Delivery: Offer financial products and personalized loan comparisons, provide customer support, and meet contractual obligations.
• Platform Improvement: Use technical data to enhance our services and streamline your user experience.
• Marketing: With your permission, send communications tailored to your interests.

Data Sharing

We do not share, sell, or trade your information without your explicit consent. We may, however, disclose your data under the following conditions:

• Service Enhancement: Collaborate with trusted partners to improve our website functionality or service delivery.
• Legal Compliance: Share information if required by law, regulatory authorities, or to protect our rights.

User Rights

You are entitled to:

• Access and Modify Your Data: Request to view, correct, delete, or restrict the processing of your personal information.
• Withdraw Consent: Revoke consent or object to certain uses of your data at any time.

Data Security

We use advanced security measures to safeguard your data from unauthorized access or misuse. Our team regularly updates our systems to ensure robust protection and minimize the risk of data breaches.

Access and Corrections

If you have applied for a loan via Creditsms.com, you can request access or corrections to your data through our contact form. For any changes or to deregister, please contact us via email.

Unsubscribing

You can opt out of receiving marketing emails from us at any time. While we update your preferences swiftly, some information may be retained for archiving, fraud prevention, and analytics.

For more information or assistance, reach out to us at info@creditsms.com.