Personal Loans

Compare and choose one of 3 lenders.

Dengoo.co.za
Online loan 0,01%
0% up to 1 000 R
max 350 000 R
18 - 75
15 min.
Lime24.co.za
Flexible loan
up to 8 000 R
max 8 000 R
18 - 75
15 min.
Soscredit.co.za
Quick Cash Now!
up to 8 000 R
max 350 000 R
18 - 75
15 min.

Information about lenders

Dengoo.co.za - Dengoo

Address: -

Phone number: -

E-mail: info@dengoo.co.za

Max APR: 58.4%

Term: 62 days - 1 year

Age: 18 up to 75

Loan of 1000 R for 3 months, commission 103.33 R, total amount 1103.33 R, annual percentage rate APR 58.4%.

Lime24.co.za - Lime Loans South Africa (PTY) LTD

Address: C505, Bridgewater 3, Century City, Cape Town, 7441

Phone number: 010 442 6722

E-mail: support@lime24.co.za

Max APR: 74.9%

Term: 62 days - 1 year

Age: 18 up to 75

Loan of 4000 R for 3 months, commission 808.48 R, total amount 4808.48 R, annual percentage rate APR 74.9%.

Soscredit.co.za - Soscredit

Address: South Africa

Phone number: -

E-mail: info@soscredit.co.za

Max APR: 74.9%

Term: 3 months - 1 year

Age: 18 up to 75

Loan of 4000 R for 3 months, commission 808.48 R, total amount 4808.48 R, annual percentage rate APR 74.9%.

Personal Loans: Flexible Financial Solutions for Your Needs 

Whether you’re looking to cover unexpected expenses, consolidate debt, or finance a personal project, personal loans offer a flexible solution to help you achieve your financial goals. At Creditsms, we make it easy to compare personal loan offers from multiple lenders in South Africa, giving you the power to choose the best option for your unique situation. 

What Are Personal Loans? 

Personal loans are a type of installment loan that allows you to borrow a fixed amount of money and repay it over a set period with interest. These loans are ideal for a variety of purposes, such as home improvements, medical expenses, or even a vacation. Unlike payday loans, personal loans typically offer longer repayment terms and more manageable monthly installments. 

Example Loan Terms 

Let’s say you need a personal loan of R1,000 for a period of 3 months. On our platform, you might find a loan offer with the following terms: 

  • Commission: R103.33 
  • Total Amount Repayable: R1,103.33 
  • Annual Percentage Rate (APR): 58.4% 

This breakdown ensures that you know the total cost of the loan upfront, helping you make an informed decision before committing to a loan. 

Eligibility Criteria 

To qualify for a personal loan through Creditsms, you must meet the following requirements: 

  • Be 18 years of age or older; 
  • Prove a stable income; 
  • Reside in South Africa; 
  • Have an active bank account for the deposit of funds. 

These simple eligibility criteria help ensure that you can access the funds you need quickly and conveniently. 

Why Compare Personal Loans on Creditsms? 

  1. Wide Range of Options: Our platform allows you to compare multiple personal loan offers from reputable lenders across South Africa. 
  2. Fast and Convenient: Apply for a personal loan from the comfort of your home, and once approved, the funds can be deposited into your bank account within hours. 
  3. Transparent Information: We provide clear and detailed loan terms, including interest rates, fees, and repayment schedules, ensuring you have all the information needed to make the best decision. 
  4. Flexible Repayment Terms: Personal loans offer more flexibility than payday loans, with longer repayment periods and smaller monthly installments. 

Don’t let financial needs hold you back. With Creditsms, you can easily find and compare personal loans, giving you the freedom to choose the best financial solution for your goals. Get started today!