Payday Loans

Compare and choose one of 3 lenders.

Dengoo.co.za
Online loan 0,01%
0% up to 1 000 R
max 350 000 R
18 - 75
15 min.
Lime24.co.za
Flexible loan
up to 8 000 R
max 8 000 R
18 - 75
15 min.
Soscredit.co.za
Quick Cash Now!
up to 8 000 R
max 350 000 R
18 - 75
15 min.

Information about lenders

Dengoo.co.za - Dengoo

Address: -

Phone number: -

E-mail: info@dengoo.co.za

Max APR: 58.4%

Term: 62 days - 1 year

Age: 18 up to 75

Loan of 1000 R for 3 months, commission 103.33 R, total amount 1103.33 R, annual percentage rate APR 58.4%.

Lime24.co.za - Lime Loans South Africa (PTY) LTD

Address: C505, Bridgewater 3, Century City, Cape Town, 7441

Phone number: 010 442 6722

E-mail: support@lime24.co.za

Max APR: 74.9%

Term: 62 days - 1 year

Age: 18 up to 75

Loan of 4000 R for 3 months, commission 808.48 R, total amount 4808.48 R, annual percentage rate APR 74.9%.

Soscredit.co.za - Soscredit

Address: South Africa

Phone number: -

E-mail: info@soscredit.co.za

Max APR: 74.9%

Term: 3 months - 1 year

Age: 18 up to 75

Loan of 4000 R for 3 months, commission 808.48 R, total amount 4808.48 R, annual percentage rate APR 74.9%.

Payday Loans: Fast Cash When You Need It Most 

Unexpected financial challenges can strike at any time, leaving you scrambling for a quick solution. Whether it’s an emergency expense, medical bill, or simply needing extra funds to get by until your next paycheck, a payday loan can provide the immediate relief you need. At Creditsms, we help you compare payday loan offers from multiple lenders in South Africa, making it easy to find the best option for your situation. 

How Payday Loans Work 

Payday loans are short-term financial solutions designed to help you cover urgent expenses. They are typically repaid by your next payday or over a short period of time. These loans are perfect for handling immediate financial needs but should be used responsibly due to their higher interest rates compared to traditional loans. 

Example Loan Terms 

For example, if you need a loan of R1,000 for a period of 3 months, you might find an offer with the following terms: 

  • Commission: R103.33 
  • Total Amount: R1,103.33 
  • Annual Percentage Rate (APR): 58.4% 

This clear breakdown allows you to understand exactly how much you will need to repay and what additional costs are involved before you commit to the loan. 

Eligibility Criteria 

To qualify for a payday loan through Creditsms, you must meet the following requirements: 

  • Be 18 years of age or older; 
  • Prove a stable income; 
  • Reside in South Africa; 
  • Have an active bank account where the funds can be deposited. 

Meeting these simple criteria ensures that you can quickly access the funds you need to cover your immediate expenses. 

Why Use Creditsms for Payday Loans? 

  1. Quick and Easy Comparison: Creditsms allows you to compare payday loan offers from multiple lenders, giving you a clear picture of available options. 
  2. Fast Approval: Once approved, you can receive the funds in your account within hours, providing immediate financial relief. 
  3. Transparent Information: We provide detailed information about loan terms, fees, and interest rates, so you can make an informed decision. 
  4. Convenience: With just a few clicks, you can apply for a loan from the comfort of your home, avoiding the hassle of visiting multiple lenders. 

When unexpected expenses arise, don’t stress. Visit Creditsms to compare payday loans and get the quick cash you need to stay on track!