Welcome to CreditSMS, a loan comparison platform designed to help you find and compare personal loan options. By accessing or using our platform, you agree to comply with and be bound by these Terms of Use. If you do not agree, please refrain from using our services.
To use CreditSMS, you must be at least 18 years old and a resident of South Africa. You agree to provide accurate and complete information when using our platform.
CreditSMS provides an online service for comparing loan products offered by various financial institutions. We do not provide loans ourselves but act as an intermediary to help you make informed decisions.
Your privacy is important to us. Please refer to our Privacy Policy for details on how we collect, use, and protect your personal information.
CreditSMS may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of use of third-party websites.
CreditSMS is not responsible for any direct, indirect, incidental, or consequential damages arising from your use of the platform. We do not guarantee the approval of any loan or the terms provided by lenders.
All content on CreditSMS, including text, graphics, logos, and software, is the property of CreditSMS or its content suppliers and is protected by intellectual property laws. Unauthorized use is prohibited.
CreditSMS reserves the right to modify these Terms of Use at any time. We will notify users of significant changes, and your continued use of the platform after modifications constitutes acceptance of the updated terms.
These Terms of Use are governed by the laws of South Africa. Any disputes arising from or related to the use of CreditSMS shall be subject to the jurisdiction of South African courts.
For any questions or concerns, please contact us at info@creditsms.com.
By using CreditSMS, you acknowledge that you have read, understood, and agreed to these Terms of Use.